2026 Homeownership Down Payment Assistance Program

The Cochrane District Services Board (CDSB) is proud to announce the launch of its 2026 Homeownership Down Payment Assistance Program. This program helps households across the Cochrane District achieve homeownership with up to ten per cent down payment assistance.

Program Criteria

  • Be 18 years of age or older
  • Reside in and be purchasing a home in the Cochrane District
  • Be a renter or first-time homebuyer
  • Have a maximum combined household income of $141,200
  • Be purchasing a home for a maximum price of $302,463
  • Purchase a home in 2026

Program Highlights

  • Forgivable Down Payment Assistance: This program provides up to 10% of the purchase price, forgivable after 20 years, provided program requirements are met.
  • Eligible Homes: New or resale homes (detached, semi-detached, townhomes, condos) that are modest in size and amenities. Mobile homes are not eligible under this program.
  • Legal Fees: Not covered
  • Home Inspection: Required for resale homes at purchasers’ cost
  • Educations and Training: Approved applicants will receive guidance on the home buying process and financial responsibilities

Priority will be given to individuals and families living in community housing who want to buy their first home.

Application Forms:

English Application Form
French Application Form

Application information:
Applicants must complete and submit their application to webinquiries@cdsb.care. Applications are processed first come, first served.

For more information, please call Housing Services at 1-705-268-7722 Ext. 273.

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